Becoming debt-free is f*cking hard.
And the shame associated with it is crippling.
I'm here to tell you that it doesn't have to be this way.
That shit stops NOW.
Debt: the-four-letter-word-that-must-not-be-named.
The elephant in the room of personal finance.
One of the primary contributors to our shame around money. No matter the reason why you got into debt—THAT SHIT BLOWS.
Debt doesn't just mean you owe someone money. It means you're more likely to be anxious, depressed and have an inability to focus.
Debt doesn't only affect your finances, but every other area of your life as well. One of the biggest emotions to stem from debt is shame...
.... shame from getting yourself into debt in the first place
...shame from affecting those around you by being in debt
...shame from not doing anything about it sooner
...but that shame doesn't have to stick around.
In a world where capitalism is king, we are fed this lie that having debt is simply a "failure." In case no one has ever told you— IT'S NOT. It's not your fault. This taboo, perpetuated by unrealistic societal standards and a patriarchal world, makes having debt even more crippling, isolating, and downright painful af to deal with.
Do you catch yourself feeling as though you're in a pit, and it's impossible to climb out? Does it feel almost as if you are drowning? Debt has this nasty way of whispering to us that there is "no hope" or that "it will be like this forever, so what's the point?"
It makes you feel like you've failed, and it has won, and it's just something you have to live with until the end of your days. But that's some BS. The thing is, it's wasn't even a mistake that you made, it was a choice (and for some, the only choice you had). Life is full of choices, and spending time regretting ones we made in the past will do nothing to change the outcome of the future. If you want to see a life for yourself that IS debt-free, you have to start looking forward.
Where does one truly live life? In the present, and in the future. It's time to leave the past behind.
Let me know if this is you:
...you're ready to take control of your debt rather than have it control you
...you feel overwhelmed by your debt, and don't know where to start
...you're tired to depriving yourself trying to become debt-free
BUT THEN THERE'S THE OVERWHELM. THE DOUBT. THE SHAME. THE UNCERTAINTY THAT IT'S EVEN POSSIBLE.
"But how does debt even work?"
"And how do I figure out the plan for ACTUALLY paying it off?"
"Not to mention, how do I know which debt to tackle first?"
And it doesn't stop there...
"I feel like I'm drowning in debt, and all I feel is guilt."
"I've spent hours Google 'how to get out of debt' with no luck."
"I keeping defaulting to bad habits."
What if I told you there was a way to stop feeling like you're drowning and instead, have a solid game plan for becoming debt-free?
No more overwhelm.
No more shame.
No more doubt.
If you're tired of being told that debt is "just a part of life" and then handed shame instead of a solid game plan for paying it off, this course is for you.
The Guardian called Tori, "the TikTok feminist saving people from debt."
After helping over 3 MILLION WOMEN kick shame's ass and crush debt at the same time...the results speak for themselves:
Hi, I'M TORI DUNLAP.
As a globally-recognized money expert, I’m gonna teach you how to gain financial power through paying off your debt -- in a go-at-your-own pace, have-it-forever guide.
I've felt the pit in my stomach when checking a bank account, and my heart has started to race when I opened a credit card statement.
I know firsthand the power that debt can have over your life and your emotions.
I also know the power, confidence, and security that comes with having a debt pay-off strategy that actually aligns with your lifestyle and values.
I've helped over 3 million women become financially confident. Are you next?
This works for you if you have:
✔️ Credit card debt
✔️ Student loans
✔️ Car loans
✔️ Medical debt
✔️ A mortgage
✔️ Personal loans
DID SOMEONE SAY BONUSES?!
You'll also receive access to these amazing digital downloads:
Our "Smash Your Debt in 5 Steps" game plan.
A word-for-word script for negotiating bills and interest.
A debt tracker/repayment plan fill-in worksheet.
What you're getting:
10 Value-Heavy Lesson Plans
($1000 value)
My Favorite Resources & Tools
($150 value)
BONUS: My "Smash Your Debt in 5 Steps" game plan
($300 value)
BONUS: My word-for-word script for negotiating bills and interest
($500 value)
BONUS: A debt tracker/repayment plan fill-in worksheet
($150 value)
Total Value: $2100
Our Price: $97
OH! And did I mention the best part? Buy the course once, and get lifetime access— including all course updates.
Shop Our Personal Finance Bundle
An exclusive bundle that includes Debt Defeater and our Badass Budget for $119!
This is for you if you:
...feel like you're drowning in debt with no lifesaver in sight
...are ready to rid yourself of the constant shame associated with debt
...tried to pay off your debt before with no luck
...want to find a balance between becoming debt free and also enjoying your gd life
...want to finally understand WHY DEBT IS SO EXPENSIVE
...need a solid, actionable plan for paying off debt (whether that's credit cards, mortgages, student loans, car payments, medical bills, or something else)
...have a hard time using a credit card responsibly
...need an expert's guidance on answering the most FAQs surrounding debt
...have no idea which debt to pay off first (E.G. credit card or student loans?!)
WHY DOES BEING DEBT-FREE MATTER, ANWAY?
Think about this— wouldn't it feel amazing to:
kiss debt-induced anxiety and shame AWAY?
say, “f*ck you, I’m done!” to your loan provider?
FINALLY feel financially secure and confident?
(Spoiler alert: it would feel damn good.)
A decrease in debt means an increase in financial security.
A decrease in debt means an increase in mental stability.
A decrease in debt means an increase in choice.
Being able to say your debt-free not only gets you closer to financial freedom, but it opens you up to SO. MANY. NEW. OPPORTUNITIES.
In other words, it gives you the power of choice.
Think about everything you could be spending those monthly loan payments on:
✨ maxing out your retirement account
✨ building wealth through investing
✨ starting that business you always said you would
✨ taking your boo thing on a well-deserved vacation
✨ going out to restaurants without thinking twice
Ready to get started?
Plus, you receive actionable homework, downloadable worksheets, and access to a Q&A with team HFK in the comments of each jam-packed module.
What you're getting:
10 Value-Heavy Lesson Plans
($1000 value)
My Favorite Resources & Tools
($150 value)
BONUS: My "Smash Your Debt in 5 Steps" game plan
($300 value)
BONUS: My word-for-word script for negotiating bills and interest
($500 value)
BONUS: A debt tracker/repayment plan fill-in worksheet
($150 value)
Total Value: $2100
Our Price: $97
OH! And did I mention the best part? Buy the course once, and get lifetime access— including all course updates.
DID SOMEONE SAY BONUSES?!
You'll also receive access to these amazing digital downloads:
Our "Smash Your Debt in 5 Steps" game plan.
A word-for-word script for negotiating bills and interest.
A debt tracker/repayment plan fill-in worksheet.
NO MORE LIVING IN DEFEAT, IT'S TIME TO BECOME DEBT-FREE.
HERE'S A SNEAK PEEK OF WHAT TO EXPECT IN THE COURSE:
Check out my IGTV for 3 tips for paying off debt.
This is for you if you:
...feel like you're drowning in debt with no lifesaver in sight
...are ready to rid yourself of the constant shame associated with debt
...want to finally understand the difference between principal v. interest
...need a solid, actionable plan for paying off debt (whether that's credit cards, mortgages, student loans, car payments, medical bills, or something else)
...have a hard time using a credit card responsibly
...need an expert's guidance on answering the most FAQs surrounding debt
...have no idea which debt to pay off first (E.G. credit card or student loans?!)
Shop Our Personal Finance Bundle
An exclusive bundle that includes Debt Defeater and our Badass Budget for $99!
LET'S DIG INTO THE DETAILS:
Here's exactly what you're getting.
DEBT DEFEATER:
worth over $2100, buy it for $97.
"I feel like I've tried everything and it just didn't work."
Most other debt-payoff plans are bolstered by ideas founded guilt, shame, and judgement.
If you're struggling with debt, D*ve R*msey would tell you to never see the inside of a restaurant unless you're working in one. Basically, you're screwed unless you're hustling yourself to death— taking on extra shifts and eating nothing but ramen on the side. He has no consideration for systemic issues of poverty — like rising healthcare costs, the wage gap, the minimum wage, higher costs of living — and instead tells you it’s all your fault. Student loans? Forget it. He vouches that you should only go to a school you can pay cash for. He makes you feel bad about yourself, so you’ll buy his products. He has said repeatedly that being poor is simply “a state of mind.”
You're probably feeling the following things rn:
1) Excuse me, I'm gonna be sick.
2) So I'm basically screwed & a black hole sounds real appealing right now.
3) Who TF does this man think he is?!?!
...you picking up what I'm laying down?
I include all this to say— teachings like this are DANGEROUS. They're basically the diet pill of personal finance. They're dangerous to morale, mental and emotional health, and are simply not okay.
But there are no other options...right? WRONG.
I CAN'T SIT HERE AS A FINANCIAL FEMINIST AND LET THIS SHIT SLIDE.
So, I've built Debt Defeater to replace it because PSA— you can become debt-free (without giving up your oat milk lattes).
"But Tori, $97 for this course is $97 I could be putting toward my debt."
Yep you're right. But then what?
This course isn't a "just stop spending money lecture" — it's designed to educate and initiate the plan for paying off debt FOR GOOD. You're investing in an actionable, long-term strategy to make sure this shit gets sorted once-and-for-all.
💡 Stop stress-Googling "how to pay off debt" and get step-by-step, PROVEN instructions from the person the Guardian called "the TikTok feminist saving people from debt."
And if you're not able to invest in my curriculum right now, no worries— check out my podcast for free guidance!
Plus, you receive actionable homework, downloadable worksheets, and access to a Q&A with team HFK in the comments of each jam-packed module.
What you're getting:
10 Value-Heavy Lesson Plans
($1000 value)
My Favorite Resources & Tools
($150 value)
BONUS: My "Smash Your Debt in 5 Steps" game plan
($300 value)
BONUS: My word-for-word script for negotiating bills and interest
($500 value)
BONUS: A debt tracker/repayment plan fill-in worksheet
($150 value)
Total Value: $2100
Our Price: $97
OH! And did I mention the best part? Buy the course once, and get lifetime access— including all course updates.
FAQs
Q. When will I stop getting access to the course?
The cool thing is, you'll receive lifetime access to this course, even when the price increases or updates are made in the future. Buy it now, have it forever!
Q. Is this a video course?
Nope, it's all written. We do this on purpose, as it's proven that humans retain info better when they're reading and writing — and we want to make sure this content sticks with you! But just because it's text doesn't mean it's boring (get ready for GIFs galore.)
Q. Can I move at my own pace?
Yes! Upon enrollment, you’ll gain access to all the modules of Debt Defeater so you can move at your own pace.
We did this for two main reasons:
1) To give you the necessary time to absorb all this information and to actually take action.
2) To make it less likely you'd skip around or get overwhelmed.
Q. I'm not American. Would this course still be useful?
Most definitely! The majority of the info in this course is applicable to anyone! I would say about 5-10% is United States-specific, but the principles listed will still be useful.
This is for you if you:
...feel like you're drowning in debt with no lifesaver in sight
...are ready to rid yourself of the constant shame associated with debt
...want to finally understand the difference between principal v. interest
...need a solid, actionable plan for paying off debt (whether that's credit cards, mortgages, student loans, car payments, medical bills, or something else)
...have a hard time using a credit card responsibly
...need an expert's guidance on answering the most FAQs surrounding debt
...have no idea which debt to pay off first (E.G. credit card or student loans?!)
DROWNING IN DEBT?
You're not alone.
Shop Our Personal Finance Bundle
An exclusive bundle that includes Debt Defeater and our Badass Budget for $99!
If you've made it this far, you're probably thinking...
"I feel like I've tried everything and it just didn't work."
Whose advice are you listening to? Are you following some freebie you found online or gambling on a random strategy that seems too good to be true? That's because it probably is. You need to learn from a money expert that has the knowledge to lay it out all on the table, and then lends a guiding hand to help you build your personal plan for paying down dept.
"I took a course and it did no good."
PSST— If it didn't work, it's because it wasn't this course. For the past 5 years, I've been helping hundreds of thousands of women pay down debt and rid themselves of the emotionally taxing monster that it often creates. Many courses offer guidance with no actionables or actionables with no guidance. This has both.
You also gotta show up and do the work. Nothing changes unless you change it. I can't make you take action, but I can give you the steps to make shit happen.
If you've consumed my free content and learned something, IMAGINE what my premium content can do for you!
"Why would I pay money when I could use it toward my debt?"
Yes, but then what? This course isn't a "just stop spending money lecture" — it's designed to educate and initiate the plan for paying off debt FOR GOOD. You're investing in an actionable, long-term strategy to make sure this shit gets sorted once-and-for-all.
WARNING: THIS COURSE IS NOT FOR EVERYONE
It's for those who are willing to truly invest in themselves, dive headfirst into this content, and do the work.
Hitting "purchase" is only half the battle— the real work comes after. I will guide you through the whole process, but it's your job to take action.
Will this course automatically make you debt-free? No. Will it give you the advice and guidance you need to put debt-free strategies in place? You bet.
I'm giving you everything you need, and in return, I'm asking for your commitment. You in?
This is for you if you:
...feel like you're drowning in debt with no lifesaver in sight
...are ready to rid yourself of the constant shame associated with debt
...want to finally understand the difference between principal v. interest
...need a solid, actionable plan for paying off debt (whether that's credit cards, mortgages, student loans, car payments, medical bills, or something else)
...have a hard time using a credit card responsibly
...need an expert's guidance on answering the most FAQs surrounding debt
...have no idea which debt to pay off first (E.G. credit card or student loans?!)
Plus, you receive actionable homework, downloadable worksheets, and access to a Q&A with team HFK in the comments of each jam-packed module.
What you're getting:
10 Value-Heavy Lesson Plans
($1000 value)
My Favorite Resources & Tools
($150 value)
BONUS: My "Smash Your Debt in 5 Steps" game plan
($300 value)
BONUS: My word-for-word script for negotiating bills and interest
($500 value)
BONUS: A debt tracker/repayment plan fill-in worksheet
($150 value)
Total Value: $2100
Our Price: $97
OH! And did I mention the best part? Buy the course once, and get lifetime access— including all course updates.
Students who request a refund directly with [email protected] within 72 hours will receive a full refund